[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vicki.sk\/pozicka-pre-mladych\/#Article","mainEntityOfPage":"https:\/\/www.vicki.sk\/pozicka-pre-mladych\/","headline":"P\u00f4\u017ei\u010dka  pre mlad\u00fdch","name":"P\u00f4\u017ei\u010dka  pre mlad\u00fdch","description":"\u0160t\u00e1t sa kone\u010dne preb\u00fadza. S\u00edce neskoro ale lep\u0161ie ako nikdy. Aj takto by sa dala op\u00edsa\u0165 situ\u00e1cia s poskytovan\u00edm mladoman\u017eelsk\u00fdch p\u00f4\u017ei\u010diek. Preto sa od j\u00fala tohto roku upravili podmienky pre ich z\u00edskanie. Po novom je tak potrebn\u00e9 aby mladoman\u017eelia boli... <a class=\"more-link\" href=\"https:\/\/www.vicki.sk\/pozicka-pre-mladych\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2019-08-11","dateModified":"2023-07-21","author":{"@type":"Person","@id":"https:\/\/www.vicki.sk\/author\/#Person","name":"","url":"https:\/\/www.vicki.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/13dbcc20b7c05fcb5c4a6b0bee5a7107a0aae9238a83a4088a42d170780b2eca?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vicki.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vicki.sk\/wp-content\/uploads\/img_a307040_w16877_t1569592079.jpg","url":"https:\/\/www.vicki.sk\/wp-content\/uploads\/img_a307040_w16877_t1569592079.jpg","height":0,"width":0},"url":"https:\/\/www.vicki.sk\/pozicka-pre-mladych\/","about":["Financie"],"wordCount":405,"articleBody":"\u0160t\u00e1t sa kone\u010dne preb\u00fadza. S\u00edce neskoro ale lep\u0161ie ako nikdy. Aj takto by sa dala op\u00edsa\u0165 situ\u00e1cia s poskytovan\u00edm mladoman\u017eelsk\u00fdch p\u00f4\u017ei\u010diek. Preto sa od j\u00fala tohto roku upravili podmienky pre ich z\u00edskanie. Po novom je tak potrebn\u00e9 aby mladoman\u017eelia boli spolu maxim\u00e1lne jeden rok zosob\u00e1\u0161en\u00ed a z\u00e1rove\u0148 nemali viac ako 35 rokov. Nane\u0161\u0165astie aj to m\u00e1 h\u00e1\u010dik. Preto\u017ee ich maxim\u00e1lny pr\u00edjem nesmie prekro\u010di\u0165 4-n\u00e1sobok \u017eivotn\u00e9ho minima. \u017divotn\u00e9 minimum pre dve dospel\u00e9 osoby je v s\u00fa\u010dasnosti 356,84\u20ac. To znamen\u00e1 \u017ee nesm\u00fa zarobi\u0165 viac ako 1427,36\u20ac \u010do je pre dvoch dospel\u00fdch \u013eud\u00ed skuto\u010dne m\u00e1lo. Ak berieme do \u00favahy \u017ee musia spl\u00e1ca\u0165 p\u00f4\u017ei\u010dku a aj z nie\u010doho \u017ei\u0165. Dokonca ani na v\u00fdchodnom Slovensku sa nejedn\u00e1 o dosta\u010duj\u00faci pr\u00edjem pre u\u017e zabezpe\u010den\u00fd mlad\u00fd p\u00e1r. A nie to pre mladoman\u017eelov ktor\u00fd e\u0161te len za\u010d\u00ednaj\u00fa \u017e\u00edt svoj sen. Smutn\u00e9 na tom celom je \u017ee pr\u00e1ve t\u00e1to forma pomoci mlad\u00fdm p\u00e1rom je deklarovan\u00e1 ako \u0161t\u00e1tna pomoc ktor\u00e1 by mala konkurova\u0165 najme drahej hypot\u00e9ke. Druh\u00fdm ale za to ove\u013ea pr\u00edjemnej\u0161\u00edm aspektom je \u017ee naproti tomu v niektor\u00fdch bank\u00e1ch je mo\u017en\u00e9 z\u00edska\u0165 p\u00f4\u017ei\u010dku s \u00farokom okolo 1 %. Ke\u010f si teda vezmeme v \u00favahu podmienku v\u00fd\u0161ky maxim\u00e1lneho pr\u00edmu je jasn\u00e9 \u017ee sa tu bav\u00edme o alibizme zo strany \u0161t\u00e1tu. Ak by sme sa tu bavili priamo o hypot\u00e9kach tam sa v s\u00fa\u010dasnosti pohybuje \u00farok na \u00farovni okolo 1,5 % ro\u010dne a tak je skuto\u010dne ot\u00e1zne komu chc\u00fa takto konkurova\u0165. S\u00edce je treba zobra\u0165 v \u00favahu \u017ee je mo\u017en\u00e9 skombinova\u0165 mladoman\u017eelsk\u00fa p\u00f4\u017ei\u010dku s hypot\u00e9kou, pri\u010dom pri p\u00f4\u017ei\u010dke na rozdiel od hypot\u00e9ky je \u00farok po cel\u00fa dobu rovnak\u00fd. Aj tak je m\u00e1lo pravdepodobn\u00e9 \u017ee \u00farok na hypot\u00e9ke porastie na to\u013eko aby bola spl\u00e1tka ne\u00fanosn\u00e1. Sn\u00e1\u010f jedinou v\u00fdhodou po\u017ei\u010dania od \u0161t\u00e1tu je zn\u00ed\u017eenie dlhu pri naroden\u00ed die\u0165a\u0165a o 2000\u20ac. Ale in\u00e1\u010d je to skuto\u010dne na konkr\u00e9tnej situ\u00e1ci\u00ed \u010do sa vlastne novoman\u017eelom oplat\u00ed viac. Preto\u017ee v kone\u010dnom d\u00f4sledku v\u0161etky p\u00f4\u017ei\u010dky raz treba splati\u0165.                                                                                                                                                                                                                                                                                                                                                                                         4.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u00f4\u017ei\u010dka  pre mlad\u00fdch","item":"https:\/\/www.vicki.sk\/pozicka-pre-mladych\/#breadcrumbitem"}]}]